Georgia Transportation Infrastructure Bank
The Georgia Transportation Infrastructure Bank (GTIB) is a grant and low-interest loan program administered by the State Road and Tollway Authority (SRTA). Since inception, GTIB has provided $200 million in loans and grants to highly competitive transportation projects that have enhanced mobility and driven economic development in local communities throughout Georgia.

At this time GTIB is not accepting applications for loan and grant funding. Please check back later in 2024 for announcements about future funding opportunities.

Frequently Asked Questions

Up to $15 million will be awarded.


  • Click on “Apply for a GTIB Loan,” “Apply for a GTIB Loan & Grant,” or “Apply for a GTIB Grant,” review the additional details, and click on the application link at the bottom.
  • Fill out an application, ensure your governing board authorizes submission of the application and send all required documents to [email protected]
    • Note: Loans must also include the Financial Documentation Form.
  • Mail the $250 application fee to SRTA (must be received within 2 weeks of submitting an electronic application).
GTIB interest rates are tied to GEFA Georgia Fund rates and are shown below for this round of funding. Applicants selecting a repayment timeframe between the interest rate periods below will be assigned the higher interest rate. For example, an applicant requesting a 7-year repayment period would be assigned the 10-year interest rate of 2.59%.
  • 5-Year Loan 2.74%
  • 10-Year Loan 2.59%
  • 15-Year Loan 3.00%
  • 20-Year Loan 3.40%

For awards made in 2023 award approval rates were as follows:

  • Grant-Only Applications: 7%
  • Loan-Only Applications: 100%
  • For Applications Requesting Both:
    • Loans: 100%
    • Grants: 80%
  • SRTA will give preference to loans, which includes projects requesting both a loan and a grant.
  • When applying for both a loan and a grant preference will be given for projects requesting a loan that is larger than the grant.
  • SRTA will make every effort to balance awards throughout the State.

Still have questions? Not sure if your project is eligible? Not sure if your project will be competitive? We’re here to help! Please reach out to David Cassell at [email protected] to learn more.

  • GTIB staff may reach out to applicants between the application submission and the expected award date for additional information.
  • GTIB expects to notify applicants of awards in June 2024. All applicants will be contacted regardless of award status.
  • Grant contracts will be sent out for signature along with associated closing documents within approximately 4 weeks of announcing awards. Awardees typically take 2-3 months to return all documents. If this timeframe is met, grants can be set up for reimbursement within 4-5 months from announcement. Loan processing time is contingent upon awardee’s schedule to begin drawing down funds. If a loan awardee desires to draw down funds immediately, loan contracts will be prioritized above grants and sent to awardees as quickly as possible.
  • GTIB averages 14 days to process valid reimbursement requests.

For additional details and an application please refer to “Apply for a GTIB Loan,” “Apply for a GTIB Loan & Grant,” or “Apply for a GTIB Grant.”

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